California Secure Choice for Retirement Savings & Asset Protection

Frequently asked questions
An income annuity is a contract between you and an insurance company where you pay a sum of money, either all at once or monthly, in exchange for regular income payments. Retirees seek employment for all kinds of reasons, including the financial and mental benefits of staying active and involved in their communities. Social Security retirement benefits will replace only about 40% of your pre-retirement earnings. If inflation averages 3% per year, after 30 years, close to $118,000 would need to be withdrawn to maintain the same living standard. Consider what happens to a person who withdraws $50,000 from savings and investments to fund retirement’s first year.
How much of your retirement savings can you afford to los


Trusts can serve many objectives, from tax-efficient wealth transfer to supporting charitable goals to creating a family legacy that could last for generations. Because the role carries significant responsibilities, selecting the right successor trustee is one of retirement income strategies the most important decisions in your estate plan. When choosing a trustee, consider whether the person has the time, skills, and willingness to handle debts and distributing assets upon your death.
Notifying Beneficiari

Even though Oregon’s probate system is relatively simple and inexpensive, many people seek an even quicker and easier mechanism for transferring the assets of a deceased person to the beneficiaries of that perso


The investment options you select in retirement should take into account your time horizon and risk tolerance level. Just as when you were younger and accumulating savings to meet future needs, the idea of owning a diversified portfolio makes sense. "This price fluctuation is a consideration for investors, because it isn’t just the underlying value of the assets held in the REIT that affects the price," Haworth says.